• Mallard Bay's Competitive Rates - Rates You Can Rely On

Fee Schedule Certs Account and Rates

Effective as of: Effective February 15, 2013
Fee Schedule
REGULAR SHARE
Minimum balance to maintain an account $5.00
Relationship Fee (if average monthly balance in account is below $100)$5.00
Account closed within 180 days of opening$10.00
 
HOLIDAY AND VACATION CLUB SAVINGS
Non-scheduled withdrawal$20.00
 
MANAGED FUND SAVINGS
Minimum balance to earn dividends $5,000.00
Unlimited withdrawalsFree
Under-minimum balance requirement - each occurrence$25.00
Account closed within 6 months of opening$25.00
 
PREMIER MANAGED FUND SAVINGS
Minimum balance to earn dividends $50,000.00
Unlimited withdrawalsFree
Under-minimum balance requirement - each occurrence$25.00
Account closed within 6 months of opening$25.00
 
FREEDOM CHECKING
No minimum balance requirement
Unlimited check writing and /or deposit accessFree
Unlimited withdrawalsFree
 
MANAGED FUND CHECKING
Minimum balance to earn dividends $5,000.00
Unlimited check writing and/or deposit accessFree
Unlimited withdrawalsFree
 
PREMIER MANAGED FUND CHECKING
Minimum balance to earn dividends $50,000.00
Unlimited check writing and/or deposit accessFree
Unlimited withdrawalsFree
 
ALL CHECKING ACCOUNT FEES
(Freedom, Premier, Managed Fund)
Non-sufficient funds charge$35.00 per item
Uncollected funds charge$35.00 per item
Courtesy Pay charge due to NSF/Uncollected funds$35.00 per item
Collection items (NSF and Uncollected)$35.00 per item
Incoming Collection fee$35.00 per item
Stop Payment fee$35.00 per item
Stop Payment for range of checks (per book)$50.00
Overdraft protection from Primary shares account - maximum 6 per monthFree
Overdraft protection from Primary shares account - after 6 per month$35.00 per item
ATM withdrawal, balance inquiry of Point of Sale (POS)Free
Issue of first ATM card with pin numberFree
Issue of first Debit/Check Card (per card)Free
Replacement of ATM and/or Debit Card (per card per incident)$10.00
Rush Debit/ATM Cash Order$90.00
Replacement of PIN number$5.00
 
OTHER SERVICES AND FEES
Money Order ($1,000 maximum for each)$2.00
Cashier's Check fee$5.00
Cashier's Check Exchange fee$35.00
Traveler's Cheques feeFree
Notary ServiceFree
Returned checks - deposited or cashed$35.00
Bill Pay NSF fee$35.00
Dormant Account fees (1-6 months)$5.00
Dormant Account fees (7-60 months)$20.00
Return mail fee (per month)$7.50
Statement copy$5.00 each
History of account fee$5.00 each
Faxing of documents (per page)$3.00
Negative Share re-activation fee$35.00
Verification of Deposit$25.00
Research fee (per hour)$35.00
Copy of processed checks$5.00 each
Copies of other credit union documents (per page)$1.00
Check Cashing Fee for Non-Members with City of Miami Checks ONLY $35.00
Wire received (incoming)Free
Domestic Wires (outgoing)$25.00
International Wires$50.00
Garnishment/Levy/other legal processes$125.00
Coins Processing Fee5% of deposit or exchange
Checks (Temporary)$4.00 per page