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Asset Allocation
Personal Information
Full Name:
Savings Budget:
$
1.
How many years do you have before you reach your retirement savings goal?
3 years or less
4 to 6 years
7 to 10 years
11 to 15 years
15 years or more
2.
Do you plan to withdraw or borrow at least one third of your retirement savings within the next ten years?
Yes, within 7 to 10 years
Yes, within 4 to 6 years
Yes, within 3 years
Not planing to withdraw, but would consider it
No
3.
Do you currently have an emergency fund?
No, and I do not plan to start one
No, but I will build one now
Yes, equivalent to less than 3 months after tax income
Yes, equivalent to between 4 and 6 months after tax income
Yes, equivalent to 6 months after tax income
4.
Not including your home or vacation properties, what percent of your assets are retirement assets?
More than 80%
Between 80% and 60%
Between 60% and 40%
Between 40% and 20%
Less than 20%
5.
If inflation averages 4%, over the next five years, do you expect your salary to...
Decrease
Increase slower than inflation
Increase to keep pace with inflation
Increase slightly faster than inflation
Increase faster than inflation
6.
What percentage of your retirement income will come from your savings?
More than 75%
Between 75% and 50%
Between 50% and 35%
Between 35% and 20%
Less than 20%
7.
Rank yourself on tolerance for taking investment risk
Conservative, I prefer safe investments
Slightly conservative, I'd rather not risk if given a choice
Moderate, I'll take an occasional risk
Slightly aggressive, I don't mind taking risk
Aggressive, I will take the risk if there's a high reward
8.
Have you ever purchased bonds or used bond funds as investments?
No, I'm not comfortable with bonds
Yes, but I'm not comfortable with bonds
No, but I would be willing to use them
Yes, and I am willing to use them
9.
Have you ever purchased stocks or used stock funds as investments?
No, I'm not comfortable with stocks
Yes, but I'm not comfortable with the risks
No, but I understand the risks
Yes, and I accept the risks
10.
Do you support dependent children, parents, or the disabled?
4 or more
3 dependents
2 dependents
1 dependent
None
11.
Not including mortgage, what percentage of your take home pay goes to paying personal debt including credit card balances?
51% or more
26% to 50%
16% to 25%
11% to 15%
Less than 10%
12.
If you felt that taking short term risk would increase your retirement comfort would you...
... unlikely take the risk
... take a little risk with some of the savings
... take a little risk with all your savings
... take a lot of risk with some of your savings
... take a lot of risk with all your savings
